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How to deposit at Skrill and Skrill payment troubleshooting

Skrill (as you likely already know) is an incredibly useful tool for sending and receiving money online. It takes a lot of the hassle out of the daily lives of countless people who don’t have easy access to money transferral services and allows you to safely and securely move money about. But for those who are new to Skrill, things can get a bit overwhelming. 

Skrill Deposits 101

This is going to be a nice little article that’s pretty information-dense, so be sure to read along closely. Let’s get going, shall we?

How Can I Deposit Money in Skrill?

Let’s start with the super simple basics, yeah? If you’re wondering how to deposit money on Skrill, the answer is (luckily) pretty much however you’d like!

The most common methods for depositing funds in Skrill are:

  • Instant bank transfer (instant, A.K.A. Rapid Transfer)
    • This allows you to link a bank account to Skrill which will be verified. Upon verification (usually a matter of a few days), you’ll be able to send and recieve money and have the results reflected in your Skrill account near-instantaneously.
  • Direct bank transfer (up to 3 business days)
    • This requires linking a bank account to your Skrill wallet. You can also make one-time deposits with your bank, though the transfer can take up to 5 business days if it’s not added to your account.
  • Credit or debit card (instant, prefer Visa or Mastercard)

To complete the actual process of depositing money in Skrill, click on the “Deposit” tab on the left sidebar (pictured above). From there, select your preferred payment method and the desired amount, and click “continue.” 

Depending on your chosen method of depositing money, you will receive the funds within 1-5 business days (on average). Methods marked as “instant” (credit/debit cards and instant bank transfers) will, clearly, occur within minutes. This is generally the process that’s preferred by most Skrillers, though there are other options.

Direct or one-time bank transfers can take between 3-5 days, generally taking longer for international transfers. All in all, linking a credit or debit card to your account alongside an instant-transfer bank account will ensure you can send and receive money as soon as the thought crosses your mind – no more waiting for days for your money.

How Much Does Skrill Charge to Deposit?

Okay, there are a few critical notes in this section. First off, the answers provided will vary based on where you live. All numbers cited here apply to the U.K. and are subject to change depending on your local jurisdiction (for example, users in the United States are charged no fees to deposit with most forms of payment).

Second, the fees that Skrill charges to deposit will vary based on what you use to deposit the funds. Go to Skrill’s fees page and select your country and language in the top right corner for a full list of all fees.

Now, here’s a list of the most common fees associated with various payment methods in the U.K.:

  • Bank transfer: 0.00% 
  • Fast/Rapid bank transfer: Up to 1.00% of the total transfer amount.
  • Trustly: Up to 1.25% of the total transfer amount.
  • Paysafecash: Up to 2.50% of the total transfer amount.
  • Paysafecard: Up to 5.00% of the total transfer amount.
  • Cards (Diners Club, JCB, Mastercard, and Visa): Up to 1.25% of the total transfer amount.

Also, just to note that Skrill frequently have promotional periods allowing you to deposit for FREE using a number of different payment methods.

How Long Does it Take for Money to Reflect on Skrill?

Depending on how you transfer and deposit money on Skrill, your funds can take anywhere from several minutes to five business days to reflect in your Skrill account. In the U.K., the wait times are as follows: 

  • Instant Bank Transfer: Instant, generally within a matter of minutes.
    • This is simultaneously one of the most secure, fastest, and easiest methods for new Skrill users, as it offers immediate access to funds and transfers drastically faster than other methods.
  • Paysafecard, Paysafecash: Instant (generally ~five minutes at most)
  • Direct bank transfer: Usually instant, up to 3 business days depending on the bank.
  • One-time bank transfer: Up to 5 business days
  • Card (Mastercard or Visa): Instant (generally ~5 minutes at most)

How Long Does Skrill Take to Deposit?

On average, Skrill takes between 2-5 business days to deposit funds. While this will vary based on a number of factors, the two most common ones are your chosen deposit method (adding a bank account to your Skrill wallet will always be faster than a one-time bank transfer), and where you live. 

This is because not all areas have the same laws, and some jurisdictions require Skrill to free deposited funds within a certain timeframe – usually five business days or less. To learn more specific timeframes, look at the section above.

Why is My Skrill Deposit Pending?

This is one of those questions that’s hard to provide a hard-and-fast answer to without having access to your account details. However, the general cause of a pending deposit on Skrill is that it takes time to move money about. 

While it may seem instant for you sometimes, the truth of the matter is that Skrill operates in a similar way to how a bank or lender does (though, importantly, Skrill is not a financial institution, legally speaking). When you ask for money to be deposited, Skrill reaches out to your card provider or bank, and they essentially pass an IOU that says your bank will release the funds to Skrill within a certain timeframe.

Between you requesting the deposit and the deposit’s approval, the money is sitting in “financial limbo,” essentially waiting for Skrill to verify that you actually have the money you’re trying to deposit.

The long and short of it is that Skrill needs deposits to pend until they can be verified – if they just approved every deposit instantly, 24/7, they could be in a big load of legal trouble.

What is the Minimum Deposit for Skrill?

There is no minimum* for deposits on Skrill beyond a bare minimum of $1.07 (or £.85/€1.02) to meet processing fees. 

*Read Skrill’s Deposit Fee Page for more information, selecting your country and language in the top right-hand corner – it will automatically direct you to the U.K. page. (The excerpt above is listed at the bottom of the linked page.)

What is the Maximum Deposit on Skrill?

Skrill has a pretty straightforward method for determining how much money you can send and receive on their platform in a given period – and yes, deposits count toward this total. The general rule of thumb is to keep track of all transfers (deposits, withdrawals, transfers, and payments included) and compare them to the following list.

Skrill splits its maximum limits into two subcategories. Keep in mind that all numbers listed below only apply to users in the U.K.:

  • Verified Skrill Accounts (with higher limits given to True Skrillers and VIP Skrillers):
    • Per-Transaction Limit: £8,611
    • Daily Limit: £12,917
    • Weekly Limit:  £25,834 
    • Monthly Limit: £25,834
  • And Unverified Skrill Accounts:
    • £2,500 over three months – this is a hard and fast limit, with no way around it other than verification.
    • If you go over this limit, you will be unable to transfer any funds until the 3-month period has ended.

Members of the EU/EEA (European Union/European Economic Area) will have their limits translated to the equivalent rate in Euros. (I.e. £2,500 is equivalent to €2937.50.)

One important note is that those who verify their Skrill account through Volume Kings will get instant access to VIP Fast Silver, which comes with slightly more lenient limits and a host of added benefits such as lower Skrill Wallet FX rates and reduced fees on various transactions in Skrill.

Why Can’t I Deposit Money on My Skrill Account?

Skrill does its best to make depositing, withdrawing, sending, and receiving funds as simple as possible. However, there’s a great deal of bureaucratic red tape, as they operate internationally and must keep in line with numerous sets of national laws regarding financial transactions.

As such, there are a few things to keep in mind while trying to deposit money on your Skrill account. If you’re unable to deposit funds, it’s likely to be fixed by one of the following:

  • Ensure you entered your card or bank information correctly. 
    • It’s highly recommended to copy and paste this information when possible to cut down on potential typos or missed characters.
  • Start small with deposits.
    • Card carriers and banks across the globe are trained to look out for abnormally large transactions. If you suddenly make a 4-5 digit deposit on Skrill (especially for the first time) it’s possible, though unlikely, that a hold may be placed upon your account until your card provider or bank can verify the request.
    • If you do get a hold placed upon your account (again, very unlikely) reaching out to your card carrier and/or bank will often resolve the issue after giving express verbal permission.
  • Ensure you have sufficient funds. 
    • This may seem embarrassing, but it’s far more common than you’d think. At the end of the day, we’re all human and make an occasional mistake. If you realise you don’t have sufficient funds to make a transfer or deposit, wait until you do, and the transfer should go through with no issue.

Why Does My Deposit Fail on Skrill?

Just as with the above section, there are three common causes – incorrect information was entered, your account doesn’t have sufficient funds, or your card carrier is automatically denying the charge due to Skrill’s propensity to be used for gambling. 

Double-check that you have the correct information (email, name, address, card/bank account & sort code), ensure you have the money to complete the transaction, and if you’re using a Mastercard or Visa, contact your provider.


All in all, Skrill is generally a super intuitive manner to send and receive money just about anywhere you are. However, there are a few common questions that make newbies to the platform stumble. This article should have answered all of the most common Skrill deposit questions and hopefully wasn’t too boring of a read.

Now that you’ve got deposits figured out, go buy something pretty – you’ve earned it.

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