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Comprehensive Trastra Review by Ewallet specialist

With cryptocurrency gaining traction every day, it makes sense that more services would pop up around it. Trastra is one of those, allowing its users to spend cryptocurrency effortlessly with a crypto-enabled debit card. While there is quite a bit to break down here, the long and short of things is that Trastra offers something quite unique – but is it worth your time?

Let’s find out!

What is Trastra?

Before we can break down the little details and determine how well Trastra stacks up to the competition, we need to clarify a few things. 

We’ll start with the basics – a definition and a quick double-check that they’re both safe and legitimate. After all – if you’re going to trust a company with your hard-earned crypto, you should know it’ll be safe with them… right?

So, first up – what exactly is Trastra?

Just as many other services have created e-wallet solutions for users who want access to funds without the need for a bank or credit card, Trastra is an e-wallet. The primary difference between the two is that Trastra focuses exclusively on cryptocurrency. While you’re able to upload fiat currency to purchase crypto (and then convert that crypto back to fiat), the big standout is that you can spend crypto. And we don’t mean, “Oh, just complete this transfer, and we’ll replace your BTC with Euros,” no. We mean you can use the BTC (or other currency) on your Trastra card just as you would with the funds attached to your debit or credit card.

Beyond that, Trastra is a U.K.-based company that opened in 2017. This means that they’re regulated by the Financial Conduct Authority (FCA). But that’s not all! The fiat currency aspect of Trastra’s business is regulated by an EMI umbrella license from Contice, issued in Lithuania.

This all translates to say that they take their work quite seriously – as we’ll discuss in just a moment.

Is Trastra Safe?

Trastra is absolutely safe. They make use of the same state-of-the-art encryption that most similar services use, SSL encryption. They are also regulated by several governmental bodies, including the FCA (as mentioned above). Ultimately, this all boils down to one thing – Trastra is safe because they need to be.

The entire business they’ve established relies on the fact that they can keep their millions of annual users’ funds and personal information safe. And considering they’re monitored by one of the most well-respected financial regulatory bodies in Europe, it’s fair to say that Trastra’s services are quite safe.

Is Trastra Legit?

Trastra is entirely legit. They’re regulated, registered, and possess all of the required licenses to operate well within the bounds of the law. And considering they have locations in multiple countries, this is very good. The more oversight, the better, right?

Trastra Review:

Now it’s time for the bigger picture; how does Trastra operate, what will it cost you, and how do they secure your money and personal information? After that, we can break down the pros and cons. 

Trastra Fees & Limits

Let’s talk money for a second. Specifically, let’s talk about Trastra’s fees and account limits. These are perhaps the most important part beyond security for selecting the proper e-wallet service for you – but Trastra’s looking pretty dang good. 

It’s worth noting that we’ve already covered this in detail. If you don’t want the basics, click here for a full guide on fees and here for a full guide on limits.

Let’s take a peek:

Trastra Fees at a Glance:

  • Card loading and purchases are always free
  • Purchases made in non-Euro currency cost 3%
  • Most ATM transactions cost between €0.35-2.25
  • SEPA in transactions via personal IBAN are always free
  • Depositing crypto is always free
  • Exchanging crypto to EUR or EUR to crypto is always free
  • Sending crypto to external wallets comes with a variable fee

Trastra Account Limits at a Glance:

  • No limit to incoming crypto transfers
  • The maximum card balance is €8,000
  • Daily ATM withdrawal cap of €300
  • SEPA out minimum of €10
  • Crypto withdrawal limit (monthly) of €9,900
  • Daily crypto purchase limit of €10,000
  • Monthly crypto purchase limit of €25,000

Ultimately, Trastra’s fees and limits are very forgiving. While the hard card balance of €8,000 is a bit of a bummer, it’s quite simple (and free) to top up as needed. And notably, the limits allow for both enthusiasts and professional investors alike to get the most out of the platform without being intrusive. 

Trastra Security

Now, this is where we want to focus for a bit – security. Trastra is widely accepted in over 40 million merchants across the EEA/SEPA zone. This means that they have numerous steps in their security setup to ensure all users are safe. 

This includes:

  • Visa identity check & verification (AKA 3D secure)
  • Two-Factor Authentication (2FA)
  • Device authorisation requirements
  • Anti-fraud transaction reviews
  • State-of-the-art 256-bit SSL encryption

Ultimately, Trastra takes your account’s security as seriously as you do – which is something that you certainly want from any service handling your money.

Trastra Rewards

While Trastra lacks the usual VIP system that we’ve become so accustomed to with e-money services, that’s not to say that Trastra doesn’t reward its users. All users are able to refer a friend to Trastra in order to gain access to several handy benefits:

  • €10 for every friend you refer with your Trastra referral code
    • Commissions are paid in BTC
  • 0.2% commission on all crypto-to-cash transactions completed by friends you referred
  • Up to 4x boost to commissions for specific power users with the Special Referral Program
    • This includes European influencers, marketing agencies, and others with the potential for multiple referrals.

That’s not too shabby! While it may not seem like much, if you refer even two friends that consistently use their Trastra card to pay with crypto, you’re set. Each time they make a transaction, you’ll get a small bit of it – and free money never hurt anyone. 

This is an especially good deal for those who qualify for the Special Referral Program, as the commission increases drastically.

Trastra Pros & Cons


  • Widely accepted across the EEA/SEPA zone
  • Accepted by well over 40 million merchants
  • Spend crypto in person!
  • Extremely secure
  • Easy (and free) registration
  • Simple verification (thanks, Visa!)
  • No need for a bank account or credit card
  • Simple and free Euro > crypto conversion and crypto > Euro conversion
  • Incredibly low fees when compared to competitors
  • More accessible reward/referral program than competitors
    • It’s also cheaper on your end, too.
  • Reasonable account limits
  • Super helpful customer service team (no bots!)


  • Only supports the Euro for fiat currency
  • Only supports 7 cryptocurrencies:
  • Not available outside of EEA/SEPA zone.
  • No VIP program
    • (Though they do have an excellent referral program to make up for it.)

Final Verdict

At the end of the day, Trastra is a truly incredible service. It offers users something that’s quite difficult to find these days – the ability to spend crypto in person – and does so seamlessly. Assuming you’re European and in the SEPA/EEA zone, you’ll absolutely love what Trastra offers… though if you’re from literally anywhere else, you won’t be able to use the service. Sorry, everyone else…

Add in the fact that Trastra offers state-of-the-art security, reasonable limits, shockingly low fees, and an excellent customer service team. This all combines to create a service that, while niche, is incredibly simple to use and learn. And best of all, it lets you spend that hard-earned crypto with your favourite merchants, be they online or physical.

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  • Instant AstroPay Black Level VIP Upgrade
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